Instant Loans, Anytime, Anywhere!
Get instant access to quick, reliable loans with Kobogo. Apply through our mobile app and solve your financial needs in minutes.
We’ve revolutionized the way you borrow. No paperwork, no queues — just quick approvals and clear terms designed to make your experience seamless.
Trusted by hundreds of thousands, KoboGo prioritizes your convenience and security. Download the app today and discover a faster, smarter way to get the credit you need.
Getting a loan with Kobogo is simple and fast. Download the app, apply in minutes, and receive your funds instantly — no stress, no delays.
Getting a loan with Kobogo is quick and easy. Download the app, fill in your details, and apply in minutes. No queues, no hassle, just fast service.
Once approved, your funds are sent instantly. With Kobogo, borrowing is seamless and stress-free.
Easy process, instant funds!
Download the app for free, Sign up for an account and let us to get know you
Select the loan amount and term on the calculator that suits for you
If you qualify your cash will be disbursed within a minute. Just add your account number
Choose the loan amount and term that work best for you using the calculator.
Hi! I’m the KoboGo assistant! I can issue your loan in just 1 minute with no documents or calls.
Please, chose amount and term on calculator.
up to ₦100,000 in just 3 steps
Total payment:24000
Enter promo code and get a discount!
Interest rate from 0.025% to 4.50% per day
Actual annual interest rate, percentage per annum from 36.5% to 1095%
Maximum loan amount from 5000 naira to 100000 naira
Read more APR Information
We are trusted online loan service, making borrowing simple and stress-free. Whether for daily needs or unexpected expenses, we’re here to help.
Apply for loans from 5,000 to 100,000₦ in just one minute. Our fast and secure process requires only minimal documentation, giving you access to funds without hassle.
KoboGo operates under an official license, ensuring full regulatory compliance.
Transparency is our priority — no extra fees, no hidden costs, just fairness.
View all documentsAlbert
This app is a life saver, and this must be the 1st loan app to have your interest at heart. I am still blown away by my experience so far.
Adesope
My first experience was great, the second was awesome and the interest rate is low. KoboGo is the best app ever.
Philip
I think this is the best loan app. Wow, everything was smooth and easy. Loan was disbursed to my account within a minute of completing my request.
Sarah
This is the best app i've ever come across, smooth and easy registration with fast disbursement. And also your low interest rate is the best. Thumbs up guys, will recommend you.
Kelechi
Arguably the most technologically advanced loan App there is. Lovely interphase and effective BOT interaction. High amount on first application, longer tenor and very...
Sikiru
KoboGo is an excellent app. So fast and reliable. They are real with their words. 1 minute disbursement. So great and effective.. kudos to you all.
Sandra
This app came through for me in my toughest time. I got 30k without stress. I can't remember how it appeared on my apps, but trust me I don’t regret it.
Kabir
Superb interactive method of loaning with convenient repayment duration spread.
Dabarbie
You just earned the biggest customer and I will always keep to your date, you're marvelous.
Albert
This app is a life saver, and this must be the 1st loan app to have your interest at heart. I am still blown away by my experience so far.
Adesope
My first experience was great, the second was awesome and the interest rate is low. KoboGo is the best app ever.
Eligibility: Ensure you're at least 18 years old and have full legal capacity to enter into a contract.
Account Creation: Register an account on the KoboGo app. Application: Submit a loan application through your account.
You can email us at info@kobogo.ng or connect with us through our social media channels.
Hi! I’m the KoboGo assistant!Please, download KoboGo app in store.
Go to store