Instant Loans, Anytime, Anywhere!

Get instant access to quick, reliable loans with Kobogo. Apply through our mobile app and solve your financial needs in minutes.

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The Best Option for Instant Loans

Empowering you with fast, flexible, and reliable financial solutions

We’ve revolutionized the way you borrow. No paperwork, no queues — just quick approvals and clear terms designed to make your experience seamless.

Trusted by hundreds of thousands, KoboGo prioritizes your convenience and security. Download the app today and discover a faster, smarter way to get the credit you need.

Low % rate

to suit your financial needs

Quick and easy

aplplication with approval in minutes

Security

Your data and transactions are protected by top-notch security

Choose a payment

plan that fits your schedule

Fast, simple, transparent — see how!

Getting a loan with Kobogo is simple and fast. Download the app, apply in minutes, and receive your funds instantly — no stress, no delays.

Getting a loan with Kobogo is quick and easy. Download the app, fill in your details, and apply in minutes. No queues, no hassle, just fast service.

Once approved, your funds are sent instantly. With Kobogo, borrowing is seamless and stress-free.

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Steps decor

Simple steps to your loan

Easy process, instant funds!

Create a profile

Download the app for free, Sign up for an account and let us to get know you

Create a profile

Apply for a loan

Select the loan amount and term on the calculator that suits for you

Apply for a loan

Get money!

If you qualify your cash will be disbursed within a minute. Just add your account number

Get money!

Choose the loan amount and term that work best for you using the calculator.

Your credit, just a click away

up to ₦100,000 in just 3 steps

Term of the agreement
  • 90
  • 120
  • 180
max amount of the first loan
24000
5000
100000
until 01.09.2025 Monday
0
1
30

Total payment:24000

Enter promo code and get a discount!

Get cash!

Interest rate from 0.025% to 4.50% per day

Actual annual interest rate, percentage per annum from 36.5% to 1095%

Maximum loan amount from 5000 naira to 100000 naira

Read more APR Information

Why KoboGo Stands Out

We are trusted online loan service, making borrowing simple and stress-free. Whether for daily needs or unexpected expenses, we’re here to help.

Apply for loans from 5,000 to 100,000₦ in just one minute. Our fast and secure process requires only minimal documentation, giving you access to funds without hassle.

  • 4.1
    Rating
  • 700 000+
    Users
  • 1M+
    Transactions
  • <5 min
    Registation time

Direct Transfers

Seamlessly get funds transferred to your card without delays.

User-Friendly Process

A simple, hassle-free application process tailored for convenience.

Customer Rewards

Enjoy exclusive perks as a loyal KoboGo user.

24/7 Support

Get your questions answered anytime with our smart chatbot.

Licensed and Transparent

KoboGo operates under an official license, ensuring full regulatory compliance.

Transparency is our priority — no extra fees, no hidden costs, just fairness.

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License details:

  • License name:Money Lender’s License
  • State agency:Lagos State Government Ministry of Home Affairs
  • Full name of the company:KoboGo Nigeria Limited
  • Date of issue:27.05.2023
  • Identification code:101233
  • Legal address:48, Awolowo Road, Ikoyi, Lagos State

Contact us:

    The most popular questions about our service

    KoboGo is an online loan service that makes it quick and easy to apply for a loan and receive funds directly to your card, available 24/7.

    Eligibility: Ensure you're at least 18 years old and have full legal capacity to enter into a contract.

    Account Creation: Register an account on the KoboGo app. Application: Submit a loan application through your account.

    KoboGo provides loans of up to N100,000 with a repayment period of up to 30 days. As you build a strong lending history and demonstrate positive financial behavior, you unlock access to higher loan amounts and extended repayment terms!

    KoboGo stands out for its speed, simplicity, and 24/7 availability, ensuring a seamless experience from application to loan disbursement.

    You can repay your loan easily through your personal account using a bank card. Choose to pay in full or in installments— just ensure the balance is cleared before the contract expires!

    To apply for a loan with KoboGo, no paperwork or collateral is required! Simply provide your BVN details during the application and link your card or bank account to authorize seamless repayment deductions.

    You can email us at info@kobogo.ng or connect with us through our social media channels.

    Yes, KoboGo takes your privacy seriously. We only require minimal information like your BVN, full name, and phone number to process your application.
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    Hi! I’m the KoboGo assistant!Please, download KoboGo app in store.

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